Workers Compensation


Workers compensation

Employers have a responsibility to fulfil their work health and safety obligations including holding a current workers’ compensation policy.

WorkSafe ACT is responsible for regulating the workers compensation legislation.

WorkSafe ACT Inspectors are appointed under the legislation to make sure employers are fulfilling their workers compensation obligations. Inspectors are also authorised to investigate employee complaints, investigate contraventions, refer breaches for regulatory sanctions and/or prosecutions.

What is workers compensation

The ACT workers compensation scheme is not run by the ACT Government. It is privately-owned and operated with insurers approved by WorkSafe ACT to offer worker’s compensation coverage to employers in the ACT. The Workers’ Compensation Act offers the framework for injury management and details the benefits in place that encourages workers to return to work as early and safely as possible.

What if my employer doesn’t cover my workers compensation

The ACT Default Insurance Fund (the DIF) offers a safety net to injured workers who are left without access to compensation due to the actions of their employer.

The cost of providing this protection is funded by every ACT employer who does the right thing and has a compulsory workers’ compensation insurance policy. In the past, the cost to policy holders (the DIF levy) has been combined within the overall workers’ compensation fees paid by employers. Insurers must show the DIF levy amount on every premium notice.

Head to the Default Insurance Fund (DIF) page on the ACT Treasury website for more.